This guide breaks down the essentials around paying for care homes in the UK, including what affects the price, what funding support may be available, and what’s included in your care home fees.
What affects the cost of care homes?
The cost of care depends on several factors, including the type of care you need, where you live, and the home you choose.
In HC-One care homes, before anyone moves in, we carry out a detailed pre-admission assessment to understand your individual care needs and make sure we can meet them. This helps us provide an accurate weekly care home fee, so there are no surprises later on.
Your weekly fee will take into account:
Each resident will also receive a full Residency Agreement to read through before moving in, which clearly outlines all costs and services included.
What’s included in HC-One care home fees
When comparing care home costs, it’s important to understand what’s covered in the weekly fee.
At HC-One, our fees include everything that makes life in our homes safe, comfortable and enjoyable, such as:
Our approach is transparent because we want families to know exactly what’s included, and we’re always happy to talk through the details before anyone joins us.
Who pays for care, and when?
How you pay for your care depends on your savings, assets and income, and the country you live in.
Each country in the UK has its own financial thresholds that determine whether you pay your own fees or receive help from your local authority.
England
Scotland
Wales
It’s worth noting that these thresholds can change, so your local authority or government website is the best place to go for the latest figures.
Find out more about funding support and additional help.
What happens if your financial situation changes?
If your circumstances change over time, for example, your savings drop below the threshold for self-funding, your local authority may begin to contribute to your care.
At HC-One, we encourage families to let us know as soon as this happens, so we can support you in applying for any additional funding and ensure everything continues smoothly.
How to pay for your care?
We offer several convenient ways to pay for care fees, including direct debit, bank transfer, cheque, phone or online payments. Before moving in, our team will explain the options available and answer any questions, so payments are simple and stress-free.
Learn more about paying for your care.
Finding the right care and cost for your family
Choosing a care home is about more than cost — it’s about finding the right balance of care, comfort and value.
At HC-One, we’re here to help families navigate this journey with honesty and kindness, offering transparent pricing and guidance every step of the way.
If you’d like to understand more about care home fees or arrange a personalised care fee for your local home, please contact our friendly Careline team or search for a care home near you to speak directly with your chosen home.